[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.venth.cz\/mluvte-s-detmi-o-penezich\/#Article","mainEntityOfPage":"https:\/\/www.venth.cz\/mluvte-s-detmi-o-penezich\/","headline":"Mluvte s d\u011btmi o pen\u011bz\u00edch","name":"Mluvte s d\u011btmi o pen\u011bz\u00edch","description":"U\u010d\u00edte d\u011bti od mala, jak hospoda\u0159it s pen\u011bzi? D\u011bti vn\u00edmaj\u00ed, \u017ee rodi\u010de plat\u00ed v obchod\u011b pen\u011bzi, ale dokud nedostanou svoje prvn\u00ed pen\u00edze, tak t\u011b\u017eko \u0159\u00edct, nakolik celou situaci vn\u00edmaj\u00ed. V moment\u011b, kdy dostanou prvn\u00ed pen\u00edze, pravd\u011bpodobn\u011b m\u00edsto d\u00e1rku k narozenin\u00e1m, tak se nab\u00edz\u00ed ot\u00e1zka, co s nimi? Nau\u010dit je hned spo\u0159it, nebo je nechat, aby …","datePublished":"2022-03-12","dateModified":"2022-03-12","author":{"@type":"Person","@id":"https:\/\/www.venth.cz\/author\/#Person","name":"","url":"https:\/\/www.venth.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"venth.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.venth.cz\/wp-content\/uploads\/money-g82e4ccd01_640_3.jpg","url":"https:\/\/www.venth.cz\/wp-content\/uploads\/money-g82e4ccd01_640_3.jpg","height":0,"width":0},"url":"https:\/\/www.venth.cz\/mluvte-s-detmi-o-penezich\/","about":["Finance"],"wordCount":439,"articleBody":"      U\u010d\u00edte d\u011bti od mala, jak hospoda\u0159it s pen\u011bzi? D\u011bti vn\u00edmaj\u00ed, \u017ee rodi\u010de plat\u00ed v obchod\u011b pen\u011bzi, ale dokud nedostanou svoje prvn\u00ed pen\u00edze, tak t\u011b\u017eko \u0159\u00edct, nakolik celou situaci vn\u00edmaj\u00ed. V moment\u011b, kdy dostanou prvn\u00ed pen\u00edze, pravd\u011bpodobn\u011b m\u00edsto d\u00e1rku k narozenin\u00e1m, tak se nab\u00edz\u00ed ot\u00e1zka, co s nimi? Nau\u010dit je hned spo\u0159it, nebo je nechat, aby si hned koupili, na co jim pen\u00edze budou dosta\u010dovat, i kdy\u017e v\u00edme, \u017ee to bude n\u011bjak\u00e1 hloupost. Ale jsou to jejich pen\u00edze. T\u011b\u017ek\u00e1 volba. Rozhodn\u011b je ale dobr\u00e9, kdy\u017e d\u011bti co nejd\u0159\u00edve do sv\u011bta financ\u00ed zasv\u011bt\u00edme. Asi nebudeme cht\u00edt d\u011btem \u0159\u00edct, \u017ee Je\u017e\u00ed\u0161ek neexistuje a d\u00e1rky kupuj\u00ed rodi\u010de, kte\u0159\u00ed je mus\u00ed zaplatit. Ale \u017ee rodi\u010de mus\u00ed chodit do pr\u00e1ce, aby byly pen\u00edze na v\u0161echno, co dom\u00e1cnost a ony pot\u0159ebuj\u00ed, to by m\u011bly v\u011bd\u011bt od mali\u010dka. Tzv. finan\u010dn\u00ed gramotnost se v jak\u00e9msi z\u00e1kladu u\u010d\u00ed i na z\u00e1kladn\u00ed \u0161kole, ale jednozna\u010dn\u011b je to nedosta\u010duj\u00edc\u00ed, co\u017e n\u00e1m dokazuje \u0159ada lid\u00ed kon\u010d\u00edc\u00ed v exekuc\u00edch a v osobn\u00edch bankrotech. M\u00edt p\u0159ehled o sv\u00fdch financ\u00edch v ka\u017ed\u00e9m moment\u011b, nezadlu\u017eovat se, to zdaleka nezvl\u00e1d\u00e1 ka\u017ed\u00fd. P\u0159itom ka\u017ed\u00fd pot\u0159ebuje pen\u00edze pro vlastn\u00ed \u017eivobyt\u00ed a pokud se nenau\u010d\u00ed spr\u00e1vn\u011b hospoda\u0159it, tak se snadno dostane do pr\u016f\u0161vihu.Kdo neum\u00ed se sv\u00fdmi financemi zach\u00e1zet, m\u016f\u017ee se mu lehce st\u00e1t, \u017ee se dostane do dluh\u016f a bude hledat cesty, jak z probl\u00e9m\u016f ven. Je po\u0161etil\u00e9 myslet si, \u017ee dostane americk\u00e1 hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Dostat p\u016fj\u010dku, ani\u017e byste m\u011bli aspo\u0148 minim\u00e1ln\u00ed p\u0159\u00edjem, to je opravdu bl\u00e1hov\u00e1 my\u0161lenka, a pr\u00e1v\u011b tomu by v\u00e1s m\u011bli u\u017e na z\u00e1kladn\u00ed \u0161kole neu\u010dit, \u017ee takto \u017e\u00e1dn\u00e1 p\u016fj\u010dka nefunguje. Z\u00e1rove\u0148 by ka\u017ed\u00e9mu m\u011blo b\u00fdt jasn\u00e9, \u017ee s ka\u017edou p\u016fj\u010dkou mus\u00edte d\u00e1t n\u011bco do z\u00e1stavy. S nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed to bude nemovitost. Mal\u00e9 d\u011bti m\u016f\u017eete u\u010dit \u0161et\u0159it do pras\u00e1tka, t\u011bm v\u011bt\u0161\u00edm je prima zalo\u017eit \u00fa\u010det a nechat je pod dozorem hospoda\u0159it s jejich financemi, aby se nau\u010dili vyj\u00edt s t\u00edm, co maj\u00ed a ned\u011blali zbyte\u010dn\u011b dluhy.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Mluvte s d\u011btmi o pen\u011bz\u00edch","item":"https:\/\/www.venth.cz\/mluvte-s-detmi-o-penezich\/#breadcrumbitem"}]}]